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Mortgage Loan Types
USDA Loans
100% Financing
Flexibility to finance closing costs?
Eligible areas only
Income limitations
VA Loans
100% Financing
No Mortgage Insurance
Can be flexible with previous credit issues
FHA Loans
3.5% Down Payment
Fixed Rates
Purchase or Refinance
Can be flexible with previous credit issues
Manufactured Homes are eligible
Conventional Loans
Lower Rates
Fixed & ARM programs
Second Homes
Investment Properties
Variety of loan programs
No Mortgage Insurance with 20% down payment