Requirements for the Florida Homestead Exemption

Requirements For The Florida Homestead Exemption What is the Florida Homestead Exemption? How does the Florida Homestead Exemption work?  The Florida Homestead Exemption allows homeowners in the state of Florida save money on their property taxes by reducing the taxable value of their property. This lower taxable property value then results in lower property taxes. Timing and eligibility details are critical when looking to qualify for this exemption. Let’s break down how the Florida Homestead Exemption works, how and who can
Continue Reading….

Differences between FHA, VA, USDA, and Conventional Loans for Private Road Properties

Differences between FHA, VA, USDA, and Conventional Loans for Private Road Properties You found the perfect home, but the property is located on a private road. How do loans for private road properties differ between mortgage programs? How can a property located on a private road affect your loan approval? When a property is located on a private road, there are important steps that need to be taken to help secure financing. However, there are also differences between private road
Continue Reading….

Tampa FL USDA and VA Approved Lender

How much can a seller contribute towards closing costs for a buyer?

How much can a seller contribute towards closing costs for a buyer?  What is the most a seller can contribute towards closing costs on USDA, VA, FHA, and Conventional mortgages? How much can a seller contribute towards closing costs for a buyer? Due to the variety of questions we receive on our subject today, I feel it is important to give you the facts in order to help keep your all important financing headed to the closing table! Obviously, the amount
Continue Reading….

Qualify for a mortgage after bankruptcy in Tampa Florida

How do you Qualify for a Mortgage after a Chapter 7 or Chapter 13 Bankruptcy?

How do you Qualify for a Mortgage after a Chapter 7 or Chapter 13 Bankruptcy in Florida, Texas, Tennessee, or Alabama? What are Conventional, VA, USDA, and FHA bankruptcy waiting periods? As you can imagine, this is one of the most common questions that we receive and in today’s video I will explain the differences between VA, USDA, Conventional and FHA bankruptcy waiting periods and explain how to qualify for a mortgage after a Chapter 7 or Chapter 13 bankruptcy.
Continue Reading….

1 2