What are Private Road Mortgage Requirements in Florida?

Is a Private Road Maintenance Agreement required on FHA, VA, USDA, and Conventional loans?

Is a Private Road Maintenance Agreement required on FHA, VA, USDA, and Conventional loans? When is a private road maintenance agreement needed to qualify for a mortgage? What are USDA, FHA, VA, & Conventional private road qualifying requirements in Florida, Texas, Tennessee, and Alabama? Today’s topic happens to be one of my favorites, because private roads are common in rural areas. In today’s video I will break down the differences between each program and help separate fact from fiction. Now, if
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2024 FHA, Conventional, USDA, and VA Loan Limits have increased in FL, TX, TN, and AL

2024 FHA, Conventional, USDA, and VA Loan Limits have increased in Florida, Texas, Tennessee, and Alabama!

While you may have heard that 2024 FHA, Conventional, USDA, and VA Loan Limits for Florida, Alabama, Tennessee, and Texas have increased, did you know that not all loan programs have the same mortgage loan limits? In fact, each of these loan programs each have their own unique qualifying requirements. In today’s short video, we will quickly review the 2024 Mortgage Loan Limits for USDA, VA, FHA, and Conventional loans along with providing a breakdown of the differences. In order
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Tampa FL VA Approved Lender List

What are Maximum Seller Concessions on a VA loan in Florida?

What are Maximum Seller Concessions on a VA loan in Florida? As the housing market continues to change, we are receiving an increase in requests for homebuyers that want to negotiate for seller concessions. Per realtor.com, it defines a seller concession as the following: “Seller concessions occur when a seller agrees to cover the cost of things the buyer usually pays for, such as closing costs, title searches, property appraisals, and other fees. Sellers can also offer to pay for
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Happy Veterans Day!

In observance of Veterans Day we wanted to take a moment to honor the brave men and women who serve our country! Per History.com, Veterans Day originated as “Armistice Day” on Nov. 11, 1919, the first anniversary of the end of World War I. Congress passed a resolution in 1926 for an annual observance, and Nov. 11 became a national holiday beginning in 1938.   Unlike Memorial Day, Veterans Day pays tribute to all American veterans—living or dead—but especially gives thanks
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